Some easy access accounts include introductory bonuses, so the rate paid drops after an initial period. While easy access accounts are, on the whole, straightforward and easy to understand, there are still some aspects of the terms and conditions of individual accounts to be aware of. As a result, you can pay interest rates that are often lower than on other types of account. Why we rate them:Įasy access accounts offered are usually simple types of savings accounts that allow you to withdraw cash without notice. That could be for an unexpected emergency, or it could be for something that you have saved up for – a car or a holiday, for example. 
Top three easy access accountsīest for: Savers with a lump sum in their bank account, which they might need in a hurry.
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Focusing on money – Magnifying glass over British pound notes. We go into these in more detail in this article, but here’s a quick rundown of the best rates on offer at the moment:Īlso check out our customer experience ratings on banking and savings winners. With some banks offering savings accounts with pitiful interest rates of just 0.01%, it’s a good idea to shop around.
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